Weight Loss Financing
There’s a shocking truth hidden beneath the glitz and glamour associated with many of today’s most popular weight loss options – The cost is outrageous!
Most consumers are completely unaware of the costs that come with popular programs like Nutrisystem, Jenny Craig, and Medifast and weight loss financing doesn’t always come easy. Most popular weight loss programs don’t want you to know the true costs until you’ve already committed!
Even more shocking is the fact that most insurance companies don’t cover the weight loss program. That’s because most insurance companies view weight loss efforts to be “elective” procedures, and that means their costs are typically not covered under most plans. That’s why considering weight loss financing is crucial.
Having to pay out of pocket directly impacts your household budget, so it’s extremely critical that your weight loss program is the most cost-effective program out there. Thanks to the recent approval of a new class of weight loss medication, it is now easier and less expensive than most traditional options!
Popular Weight Loss Options
And What They Really Cost
Medical Consult
Regular consultations with a nutritionist or dietitian
$800-$1,000 per month
Diet Programs
Weight loss programs such as Jenny Craig, Nutrisystem or Medifast
$1,000+ per month
Other Methods
Fat-freezing, red-light therapy and body contouring med spas
$5,000-$10,000 & Up
Major Surgery
Weight loss surgery like gastric bypass, gastric banding or stomach stapling
$25,000 & Up
Weight Loss Financing - The New Way
Flexible Financing with Care Credit
The CareCredit health, wellness, and personal care credit card gives you a convenient, flexible way to pay for care for the whole family—including pets! With everyday promotional financing for purchases of $200 or more, you can pay over time with convenient monthly payments. *
See if you prequalify with no impact to your credit score.
* Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.
Weight Loss Financing FAQs
Coverage for weight loss medications is not widely available. Checking with your insurance company is so important to see if you are covered and understand the cost at hand. Weight loss financing can be tricky, but our team is here to help. Our medicine comes with no monthly membership fees, no contracts, no annual fees – No hidden costs, not ever.
Employers decide on prescription benefits for their employees. Don’t be discouraged if your company’s plan doesn’t include medicines to treat obesity. You can submit a request for coverage with the help of your health care provider.
Unfortunately, Medicare does not cover medicines for obesity. There may be some select Medigap and Medicare Advantage plans for retirees that do offer coverage. If you have one of these plans, please check with its administrator.
You’ll need to contact your state’s Medicaid office to learn if it covers medicines for weight management and obesity because each state decides for itself what prescription drugs to cover through Medicaid.
The VA will cover obesity management. Head to your local Veterans Administration provider office to discuss the obesity medication options.
In certain situations, your plan provides coverage for this medication. Your health care provider may request a coverage review to help determine if coverage is available. Please contact your Military Treatment Facility or Tricare Network provider to discuss.
If you work with the city, state, or federal government, ask your benefits manager about coverage for obesity medications.
Check with your insurance company to learn if you are eligible for an upgrade or an add-on to your plan.
We offer Flexible Financing with Care Credit. The CareCredit health, wellness, and personal care credit card gives you a convenient, flexible way to pay for care for the whole family—including pets! With everyday promotional financing for purchases of $200 or more, you can pay over time with convenient monthly payments. *
See if you prequalify with no impact to your credit score.
*Subject to credit approval. Minimum monthly payments are required. See carecredit.com for more details.